We are often asked why insurance is so important. Insurance is not just there to protect our equipment from being damaged or destroyed. It’s also there to protect you as the renter. If something catastrophic happens, you don’t want to be on the hook for replacing a camera, expensive lens or a vehicle. On top of that, you don’t want to be liable for an accident should it happen. Insurance protects you from what could be a very expensive mistake. It is highly recommended that all productions have insurance coverage to include rental equipment and liability. Equipment coverage will protect from damage and loss of equipment; liability coverage will protect from claims and lawsuits due to injury or damaged property.

In some cases insurance is required before equipment will be released, however, not all rentals will require insurance coverage. In order to provide the best service possible, Enigma 3 now offers its own equipment protection program. Listed below are the different options available to you when renting gear from Enigma 3. It is at Enigma 3’s sole discretion as to which options are available to each Lessee for each rental. All options may not be available to you or for each rental.

OPTION 1: NO INSURANCE, BREAK IT YOU BUY IT PROGRAM

For projects where the replacement value of the rented equipment is less than $20,000, you may opt to take the equipment without having insurance coverage. In the event that a piece of equipment is not returned or is returned damaged, destroyed or otherwise, you will pay the repair or full replacement cost of the equipment as necessary.